Common questions

BLOCKBR is a fintech that combines technological innovation and  digital knowledge for structuring financial products, transforming physical assets into digital ones, called tokens.

We tokenize end-to-end, from simple deals for funding or receivables to super structured products for offers in the secondary market in Brazil, Europe and Asia.

Creating new financial products for the market in a democratic and decentralized way makes it simpler, as well as more efficient, how people will invest money and learn about new financial products.

A token is a digital asset that represents a physical asset. A house, for example, can be sold in tokens and thus represented by several fractions of digital assets (Tokens) or through just one token.

BLOCKBR Digital Assets tokenizes;

= Reservations of a monetary value – Payment token (Bitcoin)

= The right to use a service – Utility Token

= The right of ownership of a certain real asset – Asset Token

= The right to dividends – Security Token

= The right to vote in a company’s decisions – Equity Token

= Non-Fungible Tokens (NFT’s) with subordination to DEFI

If you already have some technical knowledge about tokenization, go to the “I want to issue tokens” ” page on the top menu, fill in the tokenization form and our team will get in touch with you.

 

Tokenization is legal in Brazil. However, the legislation does not specifically address this process and encompasses it in the regulation on crowdfunding.

This is not to say that there is no legal discipline on the activity. What will govern good tokenization practices will be the civil code that governs legal relations.

Furthermore, depending on the legal nature of the token, other specific rules related to the activity of the tokenized asset come into force.

In any case, tokens and cryptocurrencies have been formally included as an asset category for declaration in the IR since 2021.

BLOCKBR seeks assets that have a market, are scalable, have guarantees and present advantages for token buyers. For token issuance request , fill out the issuance form and wait for our contact.

Each project is dependent on the complexity from feasibility and structuring, to issuance and offer. If only in Brazil or abroad, understand in the next topic.

Everything at BLOCKBR starts with a business relationship, we seek to understand the feasibility and after that we charge a different fee for each project/asset for tokenization.

When the project is approved and its structure for issuing the token only in the primary offer, we charge a percentage of the total value of the sale of the tokens in the successful capture/operation.

If it is a super structured token, we created the TOKENOMICS in which BLOCKBR will also gain in tokens in the secondary market.

= Tokenomics is the token economy, it seeks to create an economic ecosystem supported by tokens where it supports itself. The token economy is intended to radically change the economic system across the world.

We are working closely with regulatory bodies in Brazil, Europe and Asia so that very soon we can offer assets from inside to outside and from outside to inside the country.

BLOCKBR performs a super structured tokenization work for offers outside the country, as long as there are guarantees and guarantees and no primary offers are made in Brazil. These tokens are usually distributed on the secondary market, on international partner exchanges

On the other hand, we create super structured tokens for offers abroad, as long as there are guarantees and backing and offers are not made in Brazil or to Brazilians. These tokens are usually distributed on international partner exchanges.

The vast majority of assets and assets can be tokenized.

That is, any asset that generates income can be fragmented into tokens. You can tokenize cars, land, real estate, energy, equipment, intellectual property, financial products and more.

Generally, assets that are less liquid are those that benefit most from the tokenization process, such as real estate (even when still in the design phase), works of art, venture capital funds, loans and advances.

There are many other possibilities for tokens, such as those that give early access to some service or product.

Since virtually all assets can be tokenized, you just need to understand which ones will benefit you the most.

BLOCKBR does not accept asset tokenization processes performed by the CPF or ID. Although, in certain cases, this possibility exists in Brazil.

In practice, there is no limit to how much you can raise as an asset owner. The limitations are imposed by the tokenized asset within the regulation and depend on each project specifically, its modality and guarantees.

BLOCKBR estimates a period of 30 to 45 days for the duration of the fundraising stage, which may be less depending on its success.

Not all offers have a minimum value. In cases where this factor is present, if the minimum value is not reached, the money returns to the account the investor used to make the transfer and remains available for other investments since the money will be in an escrow account.

Escrow account is a type of secure account, used in some cases of tokenization, which ensures that neither party has access to the money until the offer is completed and the terms of the legal contract are satisfied, only the bank.

The moment the offer is completed and the contract terms are satisfied, the bank releases the money to the asset owner, while programmed smart contracts release the tokens to investors.

If the offer does not receive the desired minimum capital, the bank returns the money to investors and smart contracts return the tokens to the issuer.

No, your company can be located in any Brazilian city and state to tokenize with BLOCKBR.

The only requirement is that the company be located in the national territory.

Strictly speaking, tokenization itself would have no restriction, as it boils down to transforming a real asset into a virtual asset. Depending on the actual asset type, there may be restrictions linked to the generating activity of the asset to be tokenized.

The minimum value for investments in tokens depends on the asset. It can be from R$ 25.00 or R$ 50.00. BLOCKBR’s objective is to encourage and democratize access for all people, which is why the token values are always accessible.

There is a possibility that there is a maximum value for your investment, but this will depend on the type of token and the asset it represents.

As BLOCKBR’s objective is to democratize the access of all people to investment in tokens, the maximum value works so that more investors have the possibility to obtain the same token. We also pay attention to the use of tools that comply with our KYC (Know your customer) policies, which in Portuguese means: know your customer regarding the prevention of crimes such as terrorist financing, fraud and money laundering. 

Investing in tokens through BLOCKBR is very easy. There are only 5 steps:

1. Make your registration
2. Check your account
3. Choose the token you want to acquire
4. Make payment by PIX
5. Monitor project development in “Token information”

From a legal point of view and from the digitized information point of view, the acquisition of tokens is safe.

However, every investment is subject to risk. The risks involved in investing in tokens are the same as in any other investment, that is, related to credit, performance, market, speculation and liquidity.

Thus, as a rule, there is no guarantee of profitability. However, tokenized assets undergo a careful evaluation by the BLOCKBR team.

The token sale will depend on the type of token you invested in and they happen through the secondary market.

Each case is analyzed in its particularities and generally this information is available on the offer page. If you can’t find it, write down the name and token code and contact us.

Creating your BLOCKBR account from January 2022 will be very easy and will take minutes!

You just need to access the home page or click on “Access my account” and follow the steps below:

1. Write your name and email for registration.
2. You will receive an email requesting you to create a password. Click on this link and set your password.
3. Inform your personal data and home address.
4. Signal that you are aware of the terms.

Ready! Your profile will be analyzed and you will soon receive an email with confirmation of your registration.

Important: it is not allowed to associate more than one account to the same email or CPF.

To open a BLOCKBR account, you need to:

• Be over 13 years old
• Have a valid email address
• Have a regular CPF at the Internal Revenue Service
• Have a valid proof of address in the national territory

To invest in tokens through BLOCKBR, it is not necessary to live in Brazil, but it is necessary to have a regular CPF at the Federal Revenue and proof of residence valid in the national territory.

BLOCKBR verifies all registrations and fulfills all KYC (Know Your Customer) requirements worldwide, in Brazil it is important that your CPF is regularized with the Internal Revenue Service in Brazil so that you can purchase tokens and there is no history of suspicious transactions in Brazil or in any other country.

There are some reasons that explain the refusal of a document:

1. It is not a valid document (BLOCKBR only accepts personal documents with a photo: ID, driver’s license or passport).
2. Document out of date (it is important that the documents are not more than 10 years old, are in good condition and that the upload includes a color photo).
3. It is not original (the document must be original, BLOCKBR does not accept copies).

The step-by-step guide to acquiring your tokens from January 2022 on our offering platform will look like this:

1st step: Choose the token you want to invest in
Find the token you want to invest in and, within the offer page, click the “I want to invest in this project” button.

Step 2: Define the investment amount
After clicking on “I want to invest in this project”, a new field will appear for you to enter the exact amount you want to invest.

Below, you will know the unit price of the token, how many tokens you are buying with this value and what percentage represents your participation in the project.

To proceed, click on “Proceed to Confirm”.

3rd step: Confirm the value and terms of use and risk
You will be taken to a screen where you can confirm the amount you are investing.

In addition, you have access to the Platform Terms of Use and Risk Awareness Terms and must confirm that you agree.

Then, just click on the “Go to Download” button.

Step 4: Perform the transfer
You will be taken to a screen where all bank transfer information will be provided.

As payment is made by PIX, you will have access to the QR Code when logging in from your computer or the PIX key to copy and paste when logging in via mobile.

You will also receive an email with the same information as the transfer data.

Ready! Once your deposit is verified, you will receive another email confirming the purchase of the tokens and they will be available in the menu “My Wallet/Wallet”.

As the money that enters the account of the project you are investing must come from an account of your registered CPF or CNPJ and the tokens are reserved for a short period of time, the only accepted modality is the PIX.

We do not accept credit, debit or bank transfer payments.

All information about a token is available on a specific page about it.

In our marketplace of investment tokens offers, you will find all available tokens and also those that are being structured for an offer. Stay tuned !

To start investing in BLOCKBR you just need to inform:

1. Full name
2. CPF number
3. Personal information
4. Address

All investors have exclusive access to an interaction page with the token issuer. Within the BLOCKBR platform, investors can view the progress of the tokenized entitlement, send questions to the issuer and assess the project’s progress. To track ROI production, visit the dedicated Token News page.

Your tokens are stored in your BLOCKBR wallet with all the necessary security and you can even transfer them to any of your own wallets, if you prefer.

The valuation of your token depends on the valuation of the asset it represents, which, in turn, is valued based on the market in which it is inserted.

For example, if your token represents a fraction of a project, building a mall close to it can increase its value.

If your token represents an operating result of a business and its value distribution within the market in which it participates, this is due to one of the main factors influencing the valuation of your investment.

If these tokens go to a secondary offer on exchanges or distributors of financial products, they can be traded, also obtaining purchase and sale volatility.

Exactly! The money you will deposit in the token project account you are purchasing must come from an account with the same CPF or CNPJ registered on the platform. Also, tokens are reserved for a short period of time, so the only accepted method of payment is PIX.

Tokens are accessible to all types of investors, as they start at 5 dollars or 25 reais. You just need to decide which projects best match your risk profile.

Since 2021, a specific category was created for the declaration of tokens in Income Tax.

You can declare your tokens by code: “83 – Other forms of cryptoactives that are not considered cryptocurrencies, such as tokens”.

As an individual, you must declare your tokens if you have the equivalent of more than R$5,000.

It is necessary to distinguish each token where the limit was exceeded, that is, inform them separately.

About the Tokenization Platform

Access the “ I want to issue tokens ” page on the top menu, fill in the form and our team will get in touch with you.

Creating your BLOCKBR account is very easy and only takes a few minutes!

You just need to access the home page or click on “Access my account” and follow the steps below:

1. Write your name and email for registration.
2. You will receive an email requesting you to create a password. Click on this link and set your password.
3. Inform your personal data and home address.
4. Signal that you are aware of the terms.

Ready! Your profile will be analyzed and you will soon receive an email with confirmation of your registration.

Important: it is not allowed to associate more than one account to the same email or CPF.

To start investing in BLOCKBR you just need to inform:

1. Full name
2. CPF number
3. Personal information
4. Address

If you have not received the activation email, please check your spam inbox or the trash. If you still can’t find it, make sure you’ve added the correct email, without any typos by trying to register again. If the problem persists, please contact us.

In the “My Profile” area you will find a tab called “Security”. There, you can change both your email and your password.

BLOCKBR verifies the accounts from the CPF, it is important that your CPF is regularized with the Federal Revenue so that you can acquire tokens.

Please contact us through the “Contact Us” page requesting the cancellation of your account and we will make it effective for you.

In the side menu of your account there is a specific tab called “Operations Statement”. By clicking on it, you can follow the statement of purchases and transfers of your investments.

If you suspect that they are trying to access your account, we recommend changing your password. It is recommended to change your password every 3 months, regardless of suspicious activity.

For projects that allow cancellation for a certain period of time, you can cancel your investment on the “Operations Statement“ page. However, some offers do not have the possibility of cancellation.

To transfer your money back to your account, please contact us via the “Contact Us” page and we will promptly perform the transfer for you.

Investing in tokens through BLOCKBR is very easy. There are only 5 steps:

1. Make your registration
2. Check your account
3. Choose the token you want to acquire
4. Make payment by PIX
5. Monitor project development in “Token News”

About Transfers

Token transfer is only enabled at the end of the primary offer.

To perform your transfer, access the “Transfer tokens” menu and follow the steps:

1) Select the transfer option.
2) Choose the token you want to transfer and the amount.
3) Enter the wallet you want to transfer your tokens to.

Depending on the token’s blockchain there may be a throughput. This fee is not from BLOCKBR and we do not receive any percentage of this amount.

For your security, the transfer of your tokens can only be performed by verified accounts and with 2-factor authentication (2FA) enabled.

You can transfer your tokens to any wallet that supports the token blockchain.

On the token offer page, you can find information about the blockchain on which it was issued. On the project sheet this information is always present.

Yes! Returns are tied to the token. This way, wherever the token is stored will be the space to which the rewards will be sent.

You need to transfer at least 1 token for the system to release your action. But starting with 1 token, you can transfer as many tokens as you like, including fractions of tokens, for example 1.77 tokens.

Not. Tokens are only available for transfer at the end of the primary offer. Some tokens must be held in custody by BLOCKBR and, in these cases, the transfer will not be enabled for the entire duration of the project.

The transfer is only disapproved if there is an error in the servers responsible for the transfer or in case of inclusion of incorrect data.

The step-by-step procedure to transfer your earnings from stable coin Brasileira to your traditional bank account is very simple:

· Go to “Transfer tokens” from the top menu.

· Select the Brazilian stable coin at the bottom where all your tokens appear.

· Choose the amount you want to send to your traditional bank account and click “Transfer”.

· Your name and CPF will automatically appear. Then fill in the information for the account you want to receive the money from.

· Click on “Transfer”.

· Check that all information is correct. If not, click cancel and start over. If everything is correct, click on “Confirm Transfer”.

Ready! Within one business day, you will receive the amount in Brazil fiat currency transferred into your selected account.

When a “blocked” notice appears next to your tokens it means that the primary offer is still in progress and you still cannot remove them from the BLOCKBR platform. Once the primary offer is complete, the notice will disappear and you can transfer your tokens.

The “locked” warning also appears for tokens that cannot be removed from the platform until the end of the project. In these cases, you must keep your tokens in custody by BLOCKBR and cannot transfer them at any time.

Welcome to the present and future of money. Make your pre-registration and you will soon receive an invitation to open an account and access the best investment offers.

Welcome to the present and future of money. Make your pre-registration and you will soon receive an invitation to open an account and access the best investment offers.